The Cornhusker Bank Advantage
Most banks have similar products, interest rates, costs and underwriting standards. We believe that Cornhusker Bank (www.cornhuskerbank.com) has an advantage over most lenders. Cornhusker Bank is more than just a financial institution. We’re your neighbor. As a member of the Lincoln area community for more than 100 years, Cornhusker Bank understands Lincoln and how important trusted relationships are here. No matter what your needs, our mortgage team is here to react and deliver quality solutions you can count on. Committed to your success is not just a goal, it’s how we live.
The expertise of our seasoned loan team allows us to offer a variety of loans beyond the typical 30-year or 15-year fixed rate secondary market loans to best fit your needs. We are able to assist you with jumbo, construction, bridge, home improvement and investment property loans.
There are challenges in the current housing market which our loan officers are able to help you navigate, enabling you to purchase or build your dream home. In a market where there is a limited inventory of houses for sale along with rising interest rates, we can provide solutions that will get you into the home of your dreams and assist you in managing your interest rate risk. Buyers need to be pre-qualified and act fast in order to get the home they want. Our best advice to be successful in purchasing the home you want would be to speak with one of our loan officers prior to going shopping. We may be able to suggest financing options such as bridge loans that could give you an advantage in having your offer accepted over another. We can also offer you an extended rate lock for up to 9 months to protect you from rising interest rates.
It is extremely important to have a prequalification letter in hand when you are out shopping for a new home. The prequalification process benefits the potential home buyer in multiple ways and can be completed online in as little as 15 minutes. Applicants can start the process by visiting cornhuskerbank.com/mortgage. Once the application is completed, either online or in person, one of our lenders will educate the applicant on the different mortgage products available through Cornhusker Bank. We also introduce potential grants and loan programs that may be available for down payment assistance. For individuals building a new home, we’ll discuss extended rate lock options. Cornhusker Bank’s lenders assist in matching with the right type of mortgage. Home buyers will find the amount of house payment they can afford and the price range in which they should be looking. We inform the home buyer of any potential setbacks which could take place during the process. This helps ensure no surprises come up at the last minute. The entire process can move seamlessly when the buyer has all the necessary information up front.
Cornhusker Bank’s team of loan officers have an average of 15 years’ experience in the industry. We pride ourselves on providing top notch customer service and advising you through every step of the process. Even after a loan closes, lenders are still there to assist you. Cornhusker Bank offers local loan servicing to those who qualify. What does local servicing mean for you? Decisions about your mortgage loan are made locally by people who are committed to your success. If you have a question, you can speak with one of our friendly and knowledgeable staff right here in Lincoln. This aspect sets us apart from the competition, giving each customer peace of mind.
In addition, when you choose Cornhusker Bank, you know you’ll be working with a local bank with a proven record of service, strength, and stability. We pride ourselves on being an integral part of this community, where our employees are your friends and neighbors – so you can count on us to do what’s right. If you’ve been thinking about building, buying a new home or refinancing your current one, please give us a call at (402) 434-2265. You’ll learn how our local service and competitive rates can benefit you.