Open Enrollment on Healthcare.gov begins November 1and continues through January 15, 2024. This is the time for individuals and families that purchase their own health insurance to review their options for the upcoming year.
It’s wise that you update your Healthcare.gov application and make your plan selection for 2024. If you don’t do this, Healthcare.gov will select your 2024 coverage for you and it may or may not be the right fit for you. The licensed agents at ComPro have been assisting clients with their Healthcare.gov enrollments since it began in 2013 and can help you with this process.
Here are some important items to know regarding Open Enrollment in 2024:
- There will be four companies offering individual health plans through Healthcare.gov in Nebraska for 2024: Blue Cross Blue Shield of Nebraska, Oscar, Ambetter and Medica. Having this many options from which to choose can be overwhelming. Working with a licensed agent that is experienced with Healthcare.gov can help you more easily navigate these options.
- Some good news for Open Enrollment! There will now be more standardized options offered. And each health insurance company will be limited to the number of plans it can offer at the bronze, silver, and gold levels.
- Through July 31, 2024, Medicaid will be winding down its COVID-era expansion. You or someone you know may need help choosing a new health plan because Medicaid coverage is ending. One of our licensed agents can assist with this during Open Enrollment.
Those who retire before becoming eligible for Medicare can choose to continue as a COBRA enrollee in their employer plan or they can enroll in Healthcare.gov. Open Enrollment is the right time to consider other options that may be better for you in 2024 than COBRA.
A policy through the Marketplace meets all the requirements of the Affordable Care Act and will always cover pre-existing medical conditions, preventive care, mental health and maternity.