Ask The Expert: The Cornhusker Bank Difference
A mortgage is sometimes viewed as a commodity by borrowers. Most banks have similar interest rates, costs and underwriting standards. At Cornhusker Bank (www.CornhuskerBank.com) we believe there is a difference and we are happy to tell you why getting a mortgage at Cornhusker Bank is more than just the rate you are getting. At Cornhusker Bank, we believe in old-fashioned values and providing friendly, personalized service. That’s why we’re dedicated to building relationships based not just on transactions, but interactions. Beyond the mortgage experience we want to provide financial solutions to our bank customers. Your mortgage loan officer often becomes your banker and point of contact for other services the bank has to offer. The expertise of our experienced staff allows us to offer a variety of real estate loans beyond the typical 30yr or 15yr fixed rate secondary market loans. We can also assist you with construction, bridge, home improvement and investment property loans.
There are challenges in the current housing market which our loan officers are able to help you navigate and will enable you to purchase your dream home. Homes are moving extremely fast. The housing inventory is at an all-time low and buyers need to act fast in order to get the home they want. Our best advice to help navigate the current market would be to talk to your loan officer before going house shopping. It is more important than ever before to have your pre-qualification letter in hand when you are shopping for a home. You need to be able to act fast when you find the house of your dreams.
The pre-qualification process will benefit the potential home buyer in multiple ways. The home buyer will be educated on the different mortgage products offered by the bank. Cornhusker Bank’s lenders will assist in matching the right of type of mortgage. Home buyers will also find the amount of house payment that they can afford and the price range in which they should be looking. We will also inform the home buyer of any potential setbacks which could take place during the process. This helps ensure no surprises come up at the last minute. The entire home buying process can move seamlessly when the buyer has all the necessary information upfront.
To speed up the pre-qualification process you may apply online at cornhuskerbank.com/mortgage. The application typically takes only 15 to 20 minutes to complete and submit and can be done from the comforts of your own home.
Cornhusker Bank has an experienced team of loan officers. We pride ourselves in customer service and helping you through every step of the process. The loan officers are involved with the customer from the prequalification process through closing, educating and guiding them through the entire process. Even after a loan closes, lenders are still there to assist you. Cornhusker Bank offers local servicing to those who qualify. What does local servicing mean for you? Decisions about your mortgage loan are made locally by people who are committed to your success. You will work with a Cornhusker Bank loan officer who can provide expert guidance and service. If you have a question, you can speak to one of our friendly and knowledgeable staff right here in Lincoln. This aspect really sets us apart from the competition and gives each customer great piece of mind.
In addition, when you choose Cornhusker Bank, you know you’ll be working with a local bank with a proven record of service, strength, and stability. We pride ourselves on being an integral part of this community, where our employees are your friends and neighbors—so you can count on us to do what’s
If you’ve been thinking about building, buying a new home or refinancing your current one, give Cornhusker Bank (www.CornhuskerBank.com) a call at (402) 434-2265. You’ll learn how our local service and competitive rates can benefit you.
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