Many small business owners struggle to keep enough money in the bank, even when sales are good. Bryan Todd is on a mission to fix that.

“You can have a great product and still go broke if you don’t manage your cash,” Bryan says. “I show Lincoln business owners how to find the money they’ve already earned but haven’t kept.”

Bryan shares 5 simple tips:

  1. Look 13 Weeks Ahead: Every Friday, map out exactly what is coming in and going out each week for the next three months. No more payroll surprises.
  2. Kill “Zombie” Bills: Print your bank statement. If you see a monthly charge for a tool you don’t use, cancel it immediately.
  3. Get Paid Faster: Don’t let customers wait 60 days to pay you. Aim for 30 days or less. Ask your suppliers for longer payment windows.
  4. Save for a Rainy Day: Each month set aside cash in a “war chest” that aims to cover 3 full months of bills.
  5. Get a Loan Now: Apply for a line of credit while your business is healthy, not when you’re desperate.

Bryan offers a free 30-Minute Cash Flow Health Check over Zoom. To sign up, email bryan@bryantodd.net or call (402) 560-3502.